Mobile Home Insurance in Brownwood, TX

Mobile Home Insurance:

Protecting Your Share of the American Dream

You are the king of your castle, and it doesn’t matter that your castle isn’t a proverbial mansion on a hill. You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.

Without having proper mobile home insurance, you are leaving your home and your family at risk. We believe that every mobile home needs comprehensive mobile home insurance from Smith & Sharpe Insurance Agency to truly feel like home.

Mobile Homes Have Unique Coverage Needs

Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At Smith & Sharpe Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.

What Does Mobile Home Insurance in Brownwood, TX Cover?

Like a typical home insurance policy, mobile home insurance can provide comprehensive coverage from a range of perils:

  • Losses from Wind and hail damage

  • Losses due to collapse under the weight of ice or snow

  • Losses caused by stray or wild animals

  • Losses caused by busted pipes

  • Losses due to theft

  • Losses due to vandalism

  • Losses due to explosion

  • Losses due to theft

  • Losses due to vandalism

  • Losses due to fire

As you can see, there is significant overlay between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.

Mobile Home Liability Insurance

A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally culpable for such losses, liability would help pay for:

  • Property damage to the effected person(s)
  • Pain & suffering of the effected individual(s)
  • Lost wages incurred because of the injury
  • Medical bills incurred because of the injury

Mobile Home Personal Property Insurance

Personal property insurance will reimburse you for the actual cash value for any belongings you lose that are covered by the policy.

Smith & Sharpe Insurance is Your Trusted Central Texas Insurance Agency for Mobile Home Coverage

At Smith & Sharpe Insurance, we feel privileged to partner with clients throughout the Lone Star State. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.

Contact Smith & Sharpe Insurance Agency for a FREE Brownwood, TX Mobile Home Insurance Quote

At Smith & Sharpe Insurance Agency, we’re built two things: Relationships in coverage and Heart-of-Texas pride. If you’re ready to start a new friendship with a efefef, Texas mobile home insurance agency that puts your best interests first, call Smith & Sharpe Insurance Agency today at (325) 646-4578. Or for a free online mobile home insurance quote, just fill out the form on our contact page. We can't wait to work with you!

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