The Unrivaled Lone Star Motorcycle Experience
If you’re a motorcyclist in the Lone Star State, you know that the old saying about things being bigger in Texas is true. When you venture out onto Texas highways, below those big ‘ol blue skies, the sense of freedom makes you want to rumble on and on forever. In personality, hospitality and geography, there’s nowhere like the vast open roads of Texas.
A two-wheeled cruise through our state never disappoints. From the salt-touched breezes along the Gulf Coast, to the open plains of West Texas, to the windy vistas of the Texas Hill Country, you never need wander far to experience incomparable riding adventure in the Lone Star State.
Whatever Motorcycle You Ride, Smith & Sharpe Insurance Can Cover It
No matter your two-wheeler of choice, Smith & Sharpe Insurance will help you find affordable coverage at the most competitive rates possible. Are you into street cycles? We write those. Harley HOGs? We gotcha covered. Old-school cruisers? No sweat. Touring bikes? Dirt bikes? ATVs? Whether you cruise it, race it, trick it out for show, or ride it to get away, Smith & Sharpe Insurance will find the right coverages, in the right amounts at rates that suit your lifestyle and budget needs.
What Does Motorcycle Insurance Cover?
Motorcycle Insurance coverages are comparable to auto insurance:
Motorcycle Insurance Liability Coverage
Liability coverage reimburses other motorists and passengers if you’re deemed legally liable for an accident out on your motorcycle.
Motorcycle Insurance Medical & Bodily Injury Coverage
Medical and bodily injury coverage pays any medical bills arising from your injuries in an accident on your motorcycle.
Motorcycle Insurance Property Damage
This coverage reimburses damage to your bike caused by an accident. Payouts include compensation for total loss and for damaged protective gear.
Motorcycle Insurance Comprehensive Coverage
Comprehensive provides reimbursement for theft, fire, vandalism and other, assorted losses. This coverage types remains in effect even during cooler seasons when the motorcycle is stored away.
Motorcycle Insurance Custom Parts & Equipment Coverage
If you’re into customizing your ride, tinkering with it and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.
Uninsured/Underinsured Motorist Coverage
If you’re in an accident on your motorcycle with a motorist not carrying vehicle insurance, or not carrying enough, uninsured/underinsured coverage protects you, the rider, for any ensuing bills arising from property damage or injury to your person.
Motorcycle Insurance Roadside Assistance
Roadside assistance can be a godsend if your stranded, your bike breaks down or you need a tow out on the highway. It can even help you out if your motorcycle ends up in any of these situation:
• Dead battery
• Flat tire
• Lost key
• Low fluid
• Bike is stuck within 100 ft. of roadway
Motorcycle Insurance Trip Interruption Coverage
If you should need to unexpectedly cancel or postpone a planned trip due to a mechanical breakdown, collision, or comprehensive claim, trip interruption coverage reimburses you for non-refundable costs associated with your change of plans. If your protected with this kind of coverage, Smith & Sharpe Insurance may be able to cover:
• Lodging
• Alternative Transportation
• Food
Contact Smith & Sharpe Insurance For a Free Motorcycle Insurance Quote
Do you have questions about motorcycle insurance? We’ve have the answers you need to make informed coverage decisions! We offer free, comparative quotes on Motorcycle Insurance from multiple insurance carriers so you can get the best possible rates.
Want to see how much we can save you on motorcycle insurance? For a free online motorcycle insurance quote, fill out the quote form on our contact page, or call Smith & Sharpe Insurance of Brownwood, Texas today at (325) 646-4578!
